small biz health insurance

I'm currently working on a plan for a small start-up and looking for medical insurance options. I've heard health insurance premiums have doubled in the past two years. We are under tight budgets (like every business these days), but also want to provide dental plans. Its terrible that the US is the only western developed country with no form of universal health insurance. The so-called "public option" seems like it could alleviate some of this stress on small businesses with small budgets. From a little research, I found that an HSA, or health savings account could be a good low-cost option for employees if we can't provide. Looking for options...